Keeping Your Soul Safe: How to Prevent Identity Theft

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mahmud99
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Joined: Mon Oct 11, 2021 10:16 am

Keeping Your Soul Safe: How to Prevent Identity Theft

Post by mahmud99 »

Credit cards: Every time you use your credit africa email list card, in person, on the phone, or on the Internet, there is a risk that an unscrupulous person may make off with your card details. Locations where staff turnover is high, such as restaurants, bars, and telemarketing companies, are especially high risk. Some thieves sell servers a small 'skimmer' that attaches to the inside of a jacket or coat, and will read a credit card when swiped. The server can then sell this 'skimmer' for $2000 after he's swiped 20 cards. Don't Trash It: Unshredded bank statements, credit card solicitations, account statements and other discarded mail is a target. Beware of the Workplace: Many times fellow employees steal sensitive information from unsecured personnel files, desks, or trash cans.

Help Desk Impersonators: Sometimes an innocent call from your phone company, bank, insurance company or broker can be a cover for ID theft. Beware of anyone who needs to verify your address or SSN by YOU supplying the information. Check alteration: A recent case involved a man going to each 'flagged' mailbox and taking out checks being mailed to GTE. He changed the Payee to G.T. Edwards, opened an account with a fake ID, and cashed the checks. IRS can easily be changed to 'MRS. XXXX' Fraudulent Check Printing: Whether by making color copies of an existing check and altering it or printing fake checks on purchased or stolen check stock, this crime is rising rapidly. There is check-printing software available, and many businesses and individuals now print their own checks. Checks Stolen: There are several ways a thief can obtain what he needs to create his own checks with your information:

Unlike most crimes, it's up to YOU to prove yourself innocent and restore your good name and credit. This process can take years and a lot of your own money. In the case of check fraud, you have 60 days to discover something wrong on your bank statements. After that, the bank assumes no liability. The person who is "in the best position to prevent the fraud" is held liable. While financial and commercial organizations must exonerate you if their debts were incurred by an impersonator, it is imperative that you act quickly to clear the responsibility for these debts from your name. One of the biggest victim complaints is that law enforcement sometimes refuses to take a crime report in identity theft cases. Without a police report, credit issuers simply do not believe that someone else is at fault. Further complicating the process is the fact that identity theft crimes committed in your name may often span several jurisdictions.
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